:root{--ink:#153955;--muted:#526b7b;--blue:#1377bd;--sky:#6bc7f4;--light:#edf8ff;--line:#dbeaf3;--white:#fff;--max:1180px;--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:white;color:var(--ink);font:17px/1.65 Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}h1,h2,h3,p,figure{margin:0 0 20px}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(39px,4.7vw,62px);font-weight:750}h2{font-size:clamp(29px,3.2vw,42px);font-weight:700}h3{font-size:23px}p{color:var(--muted)}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--blue)}img,svg{max-width:100%}img{display:block;height:auto}a,summary,button,input{ -webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #ed865a;outline-offset:5px}button,input{font:inherit}.wrap{max-width:var(--max);margin:auto;padding-inline:30px}.section{padding-block:78px}.section-heading{margin-bottom:34px}.section-heading h2{max-width:650px}.section-heading .text-link{display:inline-block;margin-top:6px}.eyebrow{font-size:12px;letter-spacing:.1em;font-weight:700;text-transform:uppercase;color:#2877aa;margin-bottom:17px}.lede{font-size:19px;line-height:1.6;max-width:680px}.small,.calm-note{font-size:14px;line-height:1.6}.calm-note{max-width:800px;margin:24px auto 0;text-align:center}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:52px;padding:14px 23px;border-radius:12px;background:var(--blue);border:1px solid var(--blue);color:white;font-size:16px;font-weight:700;text-decoration:none;line-height:1.35;transition:background .15s,transform .15s;cursor:pointer}.button:hover{color:white;background:#075e9d;transform:translateY(-2px)}.button.light{background:white;border-color:white;color:#116aa9}.button.light:hover{background:#e6f6ff}.button.outline{background:white;border-color:#8ac9ed;color:#126fae}.button span{font-size:22px}.text-link{font-size:16px;font-weight:700;color:#126fae}.skip-link{position:fixed;top:-100px;left:15px;z-index:1000;background:var(--blue);color:white;padding:12px}.skip-link:focus{top:8px}.topbar{background:#e8f7ff;padding:8px 15px;text-align:center;color:#315f7b;font-size:12px}.site-header{position:sticky;top:0;z-index:50;background:#fffffff7;border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;height:84px}.brand{display:inline-flex;align-items:center;gap:9px;font-weight:800;font-size:32px;letter-spacing:-1.5px;text-decoration:none;color:#175885;line-height:1}.brand-mark{display:grid;place-items:center;width:29px;height:29px;background:#daf2ff;color:#1675b7;border-radius:10px;font-size:23px;letter-spacing:0}.brand .dot{color:#36a9e7}.nav-links,.nav-actions{display:flex;align-items:center;gap:25px}.nav-links a,.nav-actions>a:not(.button){font-size:14px;font-weight:600;text-decoration:none}.nav-actions .button{min-height:45px;font-size:14px;padding:11px 17px;gap:15px}.mobile-menu{display:none;position:relative}.mobile-menu summary{list-style:none;cursor:pointer;border:1px solid var(--line);border-radius:10px;padding:9px 13px;font-size:14px}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{position:absolute;top:52px;right:0;width:260px;background:white;padding:12px;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 40px #1245691a;display:grid}.mobile-menu nav a{padding:10px;font-size:15px;text-decoration:none}.home-sky{background:linear-gradient(125deg,#f3fbff 15%,#e3f5ff 100%)}.hero{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:46px;padding-block:62px}.hero h1 span{color:#147ebc}.hero-copy>p:not(.eyebrow):not(.hero-note){font-size:20px;max-width:465px;line-height:1.65;margin-bottom:27px}.hero-secondary{display:block;width:max-content;max-width:100%;font-size:14px;font-weight:600;margin-top:17px;color:#256586}.hero-note{font-size:13px;margin-top:23px;margin-bottom:0;color:#456c83}.hero-photo{position:relative;margin:0 0 20px}.hero-photo>img{width:100%;height:430px;object-fit:cover;border-radius:32px;box-shadow:0 20px 50px #318bba20}.hero-photo figcaption{font-size:11px;margin-top:10px;text-align:right;color:#658296}.photo-badge{position:absolute;bottom:35px;left:-22px;display:flex;gap:14px;align-items:center;background:white;border:1px solid #d5efff;box-shadow:0 12px 35px #24729d20;border-radius:18px;padding:17px 23px;font-size:13px;line-height:1.45}.photo-badge .visual-icon{width:38px;height:38px;color:#1887c8}.photo-badge strong{font-size:16px}.quick-trust{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--line);padding:24px 0;gap:20px}.quick-trust span{display:flex;align-items:center;justify-content:center;gap:12px;font-size:14px;font-weight:600}.visual-icon{width:54px;height:54px;flex-shrink:0;color:#2088c7}.quick-trust .visual-icon{width:31px;height:31px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step{position:relative;border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:white}.step .visual-icon{width:65px;height:65px;padding:7px;background:#edf8ff;border-radius:17px;margin-bottom:25px}.step-num{position:absolute;right:24px;top:28px;background:#daf2ff;color:#1879b9;border-radius:50%;display:grid;place-items:center;width:34px;height:34px;font-size:16px;font-weight:700}.step h3{font-size:22px;margin-bottom:12px}.step p{font-size:16px;margin:0}.evidence-section{padding-block:74px;background:#f3faff}.evidence-split{display:grid;grid-template-columns:.95fr 1.05fr;gap:65px;align-items:center}.evidence-photo img{width:100%;height:490px;object-fit:cover;border-radius:28px}.evidence-mini{display:flex;align-items:center;gap:17px;margin-top:20px}.evidence-mini .visual-icon{width:45px;height:45px;background:white;padding:4px;border-radius:10px}.evidence-mini strong,.evidence-mini span{display:block}.evidence-mini strong{font-size:17px}.evidence-mini span{font-size:15px;color:var(--muted)}.cost-layout{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.cost-layout>div>p{max-width:430px}.price-card{padding:34px 39px;background:#127dbd;color:white;border-radius:28px;box-shadow:0 18px 35px #2a92ca1a}.price-card>span{font-size:15px;color:#e6f6ff}.price-value{font-size:82px;letter-spacing:-.06em;font-weight:750;line-height:1.2;margin:13px 0 4px}.price-value small{font-size:16px;letter-spacing:0;font-weight:400}.price-timing{display:block;font-size:18px;margin-bottom:25px}.price-card p{color:#e8f6ff;font-size:15px;border-top:1px solid #ffffff45;padding-top:21px;margin-bottom:25px}.price-card .button{width:100%}.soft-section{background:#f2faff}.faq-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:70px}.info-fold{border:1px solid var(--line);border-radius:16px;background:white;margin:14px 0;overflow:hidden}.info-fold summary{display:flex;align-items:center;justify-content:space-between;gap:25px;list-style:none;cursor:pointer;padding:20px 23px;font-size:17px;font-weight:650;line-height:1.45}.info-fold summary::-webkit-details-marker{display:none}.info-fold summary:after{content:'+';font-size:25px;color:#1b7db5}.info-fold[open] summary:after{content:'−'}.info-fold>div{padding:0 23px 22px;font-size:16px}.info-fold p:last-child{margin-bottom:0}.info-fold ul{padding-left:22px;color:var(--muted)}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.guide-card{display:flex;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:22px;background:white;text-decoration:none;transition:transform .15s,box-shadow .15s}.guide-card:hover{transform:translateY(-4px);box-shadow:0 12px 32px #24688915}.guide-thumbnail{width:100%;height:165px;object-fit:cover;background:var(--light)}.guide-card-copy{padding:23px;display:flex;flex:1;flex-direction:column}.guide-card .category{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:#4a7b9a;margin-bottom:12px}.guide-card h3{font-size:21px;line-height:1.35;margin-bottom:24px}.guide-card .read{margin-top:auto;display:flex;justify-content:space-between;font-size:14px;font-weight:700;color:#1176b6}.bottom-cta{display:flex;align-items:center;justify-content:space-between;gap:40px;background:#e3f5ff;padding:42px 46px;border-radius:28px;margin-top:22px}.bottom-cta h2{font-size:33px;margin-bottom:12px}.bottom-cta p{font-size:16px;max-width:620px;margin:0}.bottom-cta .button{flex-shrink:0}.site-footer{margin-top:75px;border-top:1px solid var(--line);background:#f8fcff;padding-top:49px}.footer-top{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:70px;padding-bottom:35px}.footer-brand p{font-size:14px;max-width:350px;margin-top:22px}.footer-col h3{font-size:16px;margin-bottom:18px}.footer-col a{display:block;font-size:13px;text-decoration:none;color:#537489;margin:9px 0}.footer-bottom{border-top:1px solid var(--line);padding-block:24px;display:flex;gap:40px;justify-content:space-between;font-size:11px}.footer-bottom p{max-width:850px;margin:0}.footer-bottom span{white-space:nowrap;color:var(--muted)}.visual-head{display:grid;grid-template-columns:1.3fr .7fr;gap:55px;align-items:center;padding-block:48px 46px;border-bottom:1px solid var(--line);margin-bottom:40px}.visual-head h1{font-size:clamp(34px,4vw,51px);max-width:730px}.visual-head .lede{font-size:17px;margin-bottom:0}.breadcrumb{display:flex;gap:10px;align-items:center;font-size:12px;margin-bottom:23px;color:#5b7d93}.breadcrumb a{text-decoration:none}.head-picture>img{width:100%;height:260px;object-fit:cover;border-radius:25px}.topic-illustration{position:relative;display:grid;place-items:center;overflow:hidden;min-height:250px;border-radius:28px;background:#ecf8ff}.topic-illustration:before{content:'';position:absolute;width:195px;height:195px;border-radius:50%;background:#d7efff}.topic-icon{width:125px;height:125px;position:relative;color:#147bb7;transform:rotate(-5deg)}.topic-design{background:#fff3ee}.topic-design:before{background:#ffe5d8}.topic-health{background:#eef5ff}.topic-people{background:#f3f2ff}.topic-money{background:#e9f9ff}.illustration-dot{position:absolute;width:16px;height:16px;background:#79cff4;border-radius:50%}.illustration-dot.one{left:32px;top:40px}.illustration-dot.two{right:33px;bottom:33px;width:10px;height:10px;background:#ffb8a1}.mini-file{position:absolute;bottom:20px;left:25px;background:white;padding:8px;border-radius:12px;transform:rotate(10deg);box-shadow:0 6px 20px #1b5f8110}.mini-file .visual-icon{width:34px;height:34px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;align-items:start;gap:45px;padding-bottom:35px}.article-body{min-width:0;font-size:17px}.article-body h2{font-size:27px;margin:0 0 18px}.article-body section{margin-bottom:32px}.plain-intro{max-width:750px}.article-aside{position:sticky;top:110px;padding:27px;background:#eff9ff;border:1px solid #d6efff;border-radius:23px}.article-aside h2{font-size:27px;margin-top:19px}.article-aside p{font-size:15px}.article-aside .button{width:100%;font-size:15px}.fee-reminder{display:flex;align-items:flex-start;gap:13px;padding:20px;background:#f1f9ff;border:1px solid var(--line);border-radius:17px;margin:24px 0}.fee-reminder .visual-icon{width:35px;height:35px}.fee-reminder strong,.fee-reminder span{display:block}.fee-reminder strong{font-size:17px;line-height:1.4}.fee-reminder span{font-size:13px;color:var(--muted);margin-top:7px}.article-aside .fee-reminder{border:none;background:white;padding:16px;display:block;margin-bottom:0}.article-aside .fee-reminder .visual-icon{display:none}.article-aside .fee-reminder strong{font-size:16px}.tile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.evidence-tile{position:relative;border:1px solid var(--line);padding:21px 17px;background:white;border-radius:18px}.evidence-tile .visual-icon{width:42px;height:42px;margin-bottom:17px}.evidence-tile>span{position:absolute;right:15px;top:20px;font-size:11px;color:#7ba2b8}.evidence-tile p{font-size:15px;line-height:1.6;margin:0}.reflection-card{display:flex;gap:22px;align-items:flex-start;padding:26px;border-radius:20px;background:#eaf7ff;margin:30px 0}.reflection-card h2{font-size:22px;margin-bottom:13px}.reflection-card p{font-size:16px;margin:0}.reflection-card .visual-icon{width:45px;height:45px}.question-row{display:flex;align-items:center;gap:20px;border-bottom:1px solid var(--line);padding:18px 0}.question-row span{display:grid;place-items:center;flex-shrink:0;width:40px;height:40px;border-radius:13px;background:#e7f5ff;color:#177db8;font-weight:700}.question-row p{margin:0;font-size:17px;color:var(--ink)}.guide-end-links{font-size:14px;margin-top:24px}.guide-end-links a{color:#187bb6}.panel-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:25px}.panel-card{padding:31px;border:1px solid var(--line);border-radius:24px;background:#f5fbff}.panel-card h2{font-size:29px;margin-top:23px}.panel-card .button{margin-top:8px}.panel-note{font-size:14px}.search-form{display:flex;gap:12px;max-width:760px;margin-bottom:38px}.search-form input{min-width:0;flex:1;padding:15px 20px;border:1px solid #b3d6eb;border-radius:12px;background:white;color:var(--ink);font-size:16px}.pagination{display:flex;gap:8px;flex-wrap:wrap;margin-top:35px}.page-numbers{display:inline-grid;place-items:center;border:1px solid var(--line);padding:8px 14px;border-radius:9px;text-decoration:none;font-size:14px}.page-numbers.current{background:var(--blue);color:white}.guides-empty{padding:35px;background:var(--light);border-radius:20px}.screen-reader-text{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden;white-space:nowrap}[hidden]{display:none!important}ul{padding-left:22px}li+li{margin-top:12px}.page-head{padding-block:45px}.article-body>p{max-width:780px}
@media(max-width:1050px){.nav-links{gap:17px}.nav-actions>a:not(.button){display:none}.hero{gap:30px}.hero-photo>img{height:390px}.hero h1{font-size:50px}.evidence-split{gap:35px}.cost-layout{gap:40px}.article-layout{grid-template-columns:minmax(0,1fr) 245px;gap:28px}.tile-grid{grid-template-columns:1fr}.evidence-tile{display:flex;align-items:start;gap:18px;padding:22px}.evidence-tile>span{display:none}.evidence-tile .visual-icon{margin:0}.footer-top{gap:35px}}
@media(max-width:850px){.nav-links{display:none}.mobile-menu{display:block}.nav-actions{margin-left:auto}.header-inner{height:75px}.hero h1{font-size:44px}.hero-copy>p:not(.eyebrow):not(.hero-note){font-size:18px}.hero-photo>img{height:350px}.photo-badge{padding:14px;left:-14px}.photo-badge strong{font-size:14px}.photo-badge .visual-icon{width:30px;height:30px}.steps{gap:14px}.step{padding:25px 21px}.step h3{font-size:20px}.step p{font-size:15px}.evidence-photo img{height:465px}.guide-grid{gap:16px}.guide-card-copy{padding:19px}.guide-card h3{font-size:19px}.visual-head{grid-template-columns:1.2fr .8fr;gap:30px}.article-layout{grid-template-columns:1fr}.article-aside{position:static;max-width:620px}.tile-grid{grid-template-columns:repeat(3,1fr)}.evidence-tile{display:block;padding:21px 17px}.evidence-tile .visual-icon{margin-bottom:17px}.article-aside .fee-reminder{display:flex}.article-aside .fee-reminder .visual-icon{display:block}.faq-layout{gap:35px}.bottom-cta{padding:34px}.bottom-cta h2{font-size:29px}}
@media(max-width:600px){body{font-size:17px}.wrap{padding-inline:21px}.topbar{font-size:10px;padding-block:7px}.header-inner{height:68px;gap:10px}.brand{font-size:27px;gap:7px}.brand-mark{width:25px;height:25px;font-size:20px}.nav-actions .button{min-height:42px;font-size:12px;padding:10px 12px;gap:10px}.mobile-menu summary{font-size:12px;padding:10px}.nav-actions{gap:9px}.hero{grid-template-columns:1fr;padding-top:35px;padding-bottom:31px;gap:30px}.hero h1{font-size:43px;max-width:460px}.hero-copy>p:not(.eyebrow):not(.hero-note){font-size:18px;line-height:1.6;margin-bottom:22px}.hero .eyebrow{font-size:11px}.hero-copy .button{width:100%}.hero-secondary{text-align:center;width:100%;margin-top:15px}.hero-note{text-align:center;font-size:12px;margin-top:19px}.hero-photo{margin-bottom:12px}.hero-photo>img{height:275px;border-radius:24px;object-position:center}.hero-photo figcaption{font-size:10px}.photo-badge{bottom:27px;left:12px;font-size:11px;padding:13px 17px;gap:12px;border-radius:14px}.photo-badge strong{font-size:14px}.quick-trust{gap:9px;padding:20px 0}.quick-trust span{flex-direction:column;font-size:11px;text-align:center;line-height:1.45;gap:9px}.quick-trust .visual-icon{width:28px;height:28px}.section{padding-block:52px}.section-heading{margin-bottom:27px}h2{font-size:31px}.eyebrow{font-size:11px;margin-bottom:15px}.steps{grid-template-columns:1fr;gap:15px}.step{padding:23px 22px 23px 91px;min-height:148px}.step .visual-icon{position:absolute;left:20px;top:29px;width:52px;height:52px;padding:7px;margin:0}.step-num{width:24px;height:24px;font-size:12px;left:57px;top:21px;right:auto}.step h3{font-size:21px;margin-bottom:10px}.step p{font-size:16px;line-height:1.6}.calm-note{text-align:left;font-size:13px;margin-top:20px}.evidence-section{padding-block:45px}.evidence-split{grid-template-columns:1fr;gap:30px}.evidence-photo img{height:240px;border-radius:22px}.evidence-mini{gap:15px;margin-top:21px}.evidence-mini strong{font-size:17px}.evidence-mini span{font-size:15px}.cost-layout{grid-template-columns:1fr;gap:28px}.price-card{padding:28px;border-radius:23px}.price-value{font-size:73px}.price-timing{font-size:17px}.price-card p{font-size:15px}.faq-layout{grid-template-columns:1fr;gap:25px}.info-fold summary{font-size:16px;padding:18px 20px;gap:18px}.info-fold>div{padding:0 20px 20px;font-size:16px}.guide-grid{grid-template-columns:1fr;gap:19px}.guide-card{display:grid;grid-template-columns:105px minmax(0,1fr);border-radius:18px;min-height:150px}.guide-thumbnail{width:105px;height:100%;min-height:150px;object-fit:cover}.guide-card-copy{padding:19px 17px}.guide-card .category{font-size:9px;letter-spacing:.04em;margin-bottom:8px}.guide-card h3{font-size:18px;margin-bottom:18px}.guide-card .read{font-size:12px}.bottom-cta{display:block;padding:29px 25px;border-radius:23px;margin-top:10px}.bottom-cta h2{font-size:29px}.bottom-cta p{font-size:16px;margin-bottom:22px}.bottom-cta .button{width:100%}.visual-head{grid-template-columns:1fr;padding-top:27px;padding-bottom:28px;gap:23px;margin-bottom:29px}.visual-head h1{font-size:35px;margin-bottom:18px}.visual-head .lede{font-size:17px}.visual-head .eyebrow{font-size:10px}.breadcrumb{font-size:11px;margin-bottom:20px}.head-picture{order:0}.topic-illustration{min-height:160px;border-radius:21px}.topic-illustration:before{width:150px;height:150px}.topic-icon{width:100px;height:100px}.mini-file{bottom:12px;left:30px;padding:5px}.mini-file .visual-icon{width:28px;height:28px}.illustration-dot.one{left:52px;top:26px}.head-picture>img{height:190px}.article-layout{gap:28px;padding-bottom:23px}.article-body h2{font-size:26px}.article-body section{margin-bottom:28px}.tile-grid{grid-template-columns:1fr;gap:12px}.evidence-tile{display:flex;gap:17px;padding:21px}.evidence-tile .visual-icon{margin:0;width:39px;height:39px}.evidence-tile p{font-size:16px}.reflection-card{padding:23px 21px;gap:16px}.reflection-card .visual-icon{width:36px;height:36px}.reflection-card h2{font-size:22px}.reflection-card p{font-size:16px}.question-row{gap:16px;padding-block:16px}.question-row p{font-size:16px}.question-row span{width:34px;height:34px;font-size:14px}.fee-reminder{padding:18px;gap:12px}.fee-reminder strong{font-size:16px}.fee-reminder span{font-size:13px}.article-aside{padding:25px}.panel-grid{grid-template-columns:1fr;gap:18px}.panel-card{padding:27px}.panel-card h2{font-size:26px}.panel-card .button{width:100%}.search-form{gap:8px;margin-bottom:28px}.search-form input{font-size:14px;padding:13px}.search-form .button{font-size:14px;padding:12px 16px}.site-footer{margin-top:49px;padding-top:35px}.footer-top{grid-template-columns:1fr 1fr;gap:25px;padding-bottom:25px}.footer-brand{grid-column:1/-1}.footer-brand p{max-width:100%;font-size:13px;margin-top:18px;margin-bottom:5px}.footer-col h3{font-size:15px}.footer-col a{font-size:12px;margin:10px 0}.footer-bottom{display:block;font-size:11px;padding-block:20px}.footer-bottom p{margin-bottom:16px}.article-body>p{font-size:16px}.page-head h1{font-size:35px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

.company-address{font-style:normal;font-size:15px;line-height:1.6;color:var(--muted);padding-bottom:0;margin-top:20px;overflow-wrap:anywhere}